• Travel now.
    Pay over time.

Benefits of Flex Pay

Benefits of Flex Pay

✔ Low monthly payments. Spread the cost of your purchase over fixed monthly payments.

✔ Flexible beyond flights. Use Flex Pay for upgrades and bags.

✔ No hidden fees. Automatic payments with zero late fees or prepayment penalties.

✔ Easy application. Get a decision quickly.

How Flex Pay works

Book now

  1. Book a flight and choose “Pay Monthly” when selecting a payment option as you check out.

  2. Provide some key details to Flex Pay and receive a quick decision about your application.

  3. Enjoy your booking and pay through low monthly installments.

Flex Pay gives you the freedom to book travel now and pay over time with simple fixed installments. When you’re ready to check out, just select “Pay Monthly” as your payment method, complete a short application, and receive a quick decision. Choose the terms of your payment plan, finish checking out, and enjoy your purchase.

Booking online at westjet.com and select the “Pay Monthly” option as your payment method at checkout, which will provide a short application to fill out. The determination is immediate.

Yes! Although you do need to allow a few days between completing booking and your departure date for things to process. Other than that, you are free to travel whenever - even before you're all paid off.

Price decreases: 

Refunds (within 24hrs from booking): Guests can change/cancel their trip through Manage Trips, and any residual funds will be refunded to the guest’s original form of payment. Reach out to WestJet’s Contact Centre for additional support with these changes and refunds.

Refunds (after 24hrs from booking): The loan through Flex Pay remains active, and payments are still due. Depending on the guest’s fare bundles, if there are residual funds, refunds will go into the guest’s travel bank. Reach out to WestJet’s Contact Centre for additional support with these changes and refunds.

Price increases:

Any increases in total price are to be paid separately by the guest through Manage Trips or by reaching out to the Contact Centre.

No. Using Flex Pay must be done at the time of booking.   

Uplift has rebranded to Flex Pay. If you have previously made a booking using Uplift, you’ll still be able to manage your repayment plan via this portal.

Yes. When WestJet Rewards members use Flex Pay as form of payment, standard earn rates for WestJet points will apply based on tier status at the time of travel.

Additionally, regular accrual rules for tier and milestone qualifying spend (with the purchase of eligible fares) apply.

Yes. However, cardholders will not earn the additional 0.5 WestJet points per $1 spent for eligible flights or vacation packages made with WestJet or WestJet Vacations, as this is calculated separately when payments are made directly to WestJet and is in addition to the WestJet points earned on everyday purchases.

No. Flex Pay cannot be combined with other forms of payment.

For more information and any other questions, contact Flex Play or visit Flex Pay's FAQ.

Disclaimer: 

Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 14.99%-34.99%. On occasion, promotional financing may be available starting at 0% APR. Minimum $99 purchase required. Not everyone is eligible. Applicants are subject to approval by Uplift Canada Services ULC, a subsidiary of Upgrade, Inc. Privacy Policy. Terms of Use. 410 Adelaide Street West, Suite 220, Toronto, Ontario M5V1S8