Do I need travel medical insurance when I travel within Canada?
Yes, if you are travelling outside your home province or territory. Accidents can happen anywhere, and government health insurance plans have limits on reimbursement of emergency medical expenses incurred while you are in another province. For example, ambulance fees, emergency dental treatment and prescription drugs might not be covered by some government health insurance plans.
Will my government health plan cover me for travel in the United States?
The Canadian government recommends every Canadian secure travel medical insurance before travelling abroad.
Out-of-country health care, particularly in the US, can be costly, and your government health plan may cover only a very small portion of out-of-country emergency medical expenses. Be sure to read your insurance policy and learn about the coverages available to you.
Government health insurance plans also don't provide coverage for situations such as lost, damaged or delayed baggage or trip cancellation and interruption. Travel insurance offered by Allianz Global Assistance can provide these coverages and more.
Do I need travel medical insurance when travelling abroad?
An accident, illness or medical emergency can happen anywhere, anytime.
When an emergency upsets your plans, Allianz Global Assistance will be there to guide you with 24/7 emergency care and assistance from an experienced in-house medical team.
Access to an extended worldwide network of trusted physicians and hospitals and Virtual Care will ensure you are referred to the most accessible and appropriate medical care based on your unique healthcare needs while you’re at destination.
Allianz Global Assistance will also arrange direct payment for your treatment whenever possible, so you can avoid out-of-pocket expenses.