Emergency Health Benefits found in: Deluxe Package, Emergency Medical Package
Policyholders with a Deluxe Package or Classic Emergency Medical Plan who contract COVID-19 at their destination will not be eligible for emergency medical treatment if a Government of Canada travel advisory related to COVID-19 is in place on their departure date, that advises against non-essential travel (Level 3) or all travel (Level 4) for their destination.
If on the day of your departure, the travel advisory for your destination is at a Level 1 or Level 2, you will be covered if you contract COVID-19 while on trip and have associated medical expenses.
Enhanced COVID-19 cover found in: Deluxe Package with COVID-19 cover
If you do travel while a Government of Canada travel advisory against non-essential travel (Level 3) is in place for your destination, the Deluxe Package with COVID-19 Coverage offers benefits for emergency medical and quarantine expenses if you test positive for COVID-19 while on a trip.
This package also includes our standard emergency medical, trip cancellation, trip interruption, baggage and travel accident benefits for our most comprehensive protection.
Trip Cancellation and Trip Interruption Benefits found in: Deluxe Package, Trip Cancellation & Interruption Plan, Non-Medical Package
If you test positive for COVID-19 prior to your departure and are unable travel as a result, trip cancellation benefits will be available under these plans.
Other than this circumstance, COVID-19 is not a covered reason for trip cancellation or trip interruption at any Government of Canada advisory level. If you are looking for more comprehensive cover for trip interruption due to contracting COVID-19 while on your trip, please consider the Deluxe Package with COVID-19 Coverage.