Travel insurance
Protect what matters most.
Effective, March 13th, 2020, Global Affairs Canada has issued a travel advisory stating that Canadians should “Avoid all non-essential travel” applicable to all countries outside of Canada in order to limit the spread of COVID-19/Coronavirus. Please review the update from our partner, RBC Insurance below.
WestJet Rewards members earn 1% back in WestJet dollars every $1 spent on RBC Travel Insurance.1
Whether you're planning a family vacation or a quick trip across the border, RBC Travel Insurance can help protect you and your family against the high cost of medical expenses that can result from unforeseen medical emergencies.
You can purchase the following RBC Travel Insurance packages:
An update from our partner, RBC Insurance
Effective, March 13th, 2020, Global Affairs Canada has issued a travel advisory stating that Canadians should "Avoid all non-essential travel" applicable to all countries outside of Canada in order to limit the spread of COVID-19/Coronavirus.
Trip Cancellation/Interruption insurance
This means that under Trip Cancellation/Interruption insurance, if you have purchased a trip cancellation/interruption insurance policy prior to March 13, 2020 at 5:30PM (EST), you may be eligible to submit a trip cancellation/trip interruption claim due to a newly issued travel advisory. You must be travelling prior to September 1st, 2020 in order to submit a claim.
NOTE: Any Trip Cancellation/Interruption claim related to COVID-19/Coronavirus will not be payable if your policy was purchased after March 13, 2020 at 5:30PM (EST) as this is now considered a “known or anticipated event”.
Emergency Medical Insurance
You will not be covered under emergency medical insurance if you contract COVID-19/Coronavirus, and you travel to a destination in which the Government of Canada has advised Canadians to “Avoid all Travel” or “Avoid all non-essential Travel” to that destination. This means we will not cover any medical claim related to COVID-19/Coronavirus if you travel anywhere outside of Canada effective March 13, 2020 at 5:30pm (EST).
COVID-19/Coronavirus RBC Claims process
Should you wish to submit a claim, the following are preliminary steps we recommend you take to enable us to open and assess your claim.
Deluxe Package (under age 65) or
TravelCare Package (age 65 and up)2
(Most Comprehensive)
Coverage for Canadians travelling outside of Canada.
This comprehensive package includes:
- Emergency medical
- Trip cancellation and interruption
- Loss/damage of baggage and personal effects
- Baggage delay
- Flight and travel accident coverage
Travel within Canada Package
Coverage for Canadians taking a trip exclusively within Canada.
- Emergency medical
- Trip cancellation and interruption
- Loss/damage of baggage and personal effects
- Baggage delay
- Flight and travel accident coverage
Trip Cancellation & Interruption Insurance Plan
With Trip Cancellation and Interruption Insurance, you're protected in three important ways against a wide range of situations:
- Trip Cancellation Insurance (before departure)
- Trip Interruption Insurance (after departure)
- Subsistence Allowance Insurance (out of pocket expenses)
Non-Medical Package
Coverage for travellers who already have emergency out-of-province/country medical insurance:
- Trip cancellation and interruption
- Loss/damage of baggage and personal effects
- Baggage delay
- Flight and travel accident coverage
Classic Medical (under age 65)
TravelCare Medical Plan (age 65 and up)2
Emergency medical insurance coverage for Canadians.
- Unlimited coverage for eligible emergency medical expenses
- 24-hour, multilingual emergency medical assistance
The 4-Day Getaway Multi-Trip Annual Medical Plan
Save money with our 4-Day Getaway Multi Trip Annual Medical plan.
It's perfect for cross-border trips such as sports tournaments, shopping excursions and weekend getaways:
- Unlimited coverage for eligible emergency medical expenses
- 24-hour emergency assistance
- No medical questions and no health exam required
| Package type | Deluxe Package or TravelCare Package2 | Travel within Canada Package | Classic Medical Plan or TravelCare Medical Plan2 | Non-Medical Package | Trip Cancellation & Interruption Insurance Plan |
|---|---|---|---|---|---|
| Trip cancellation and interruption | ✔ | ✔ | ✔ | ✔ | |
| Emergency medical | ✔ | ✔ | ✔ | ||
| Loss/damage of baggage and personal effects | ✔ | ✔ | ✔ | ||
| Baggage delay | ✔ | ✔ | ✔ | ||
| Flight and travel accident | ✔ | ✔ | ✔ | ||
| Coverage for travel outside of Canada | ✔ | ✔ | ✔ | ✔ |