The WestJet RBC^® World Elite Mastercard^‡

®Trademarks of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. Used under licence. 

‡ Mastercard is a registered trademark of Mastercard International Incorporated. Used under license.

WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program, the terms of the WestJet Rewards Program including earning, redemption and administration of WestJet points and program changes.

Only available to residents of Canada.

Please ensure that your email address is up to date on your WestJet Rewards account. It is recommended that you review your communication consent and opt-ins to receive all communications.

^WestJet Rewards program terms and conditions

1. “Get up to 100,000 WestJet points, that’s a value of $1,000 in travel” 

Welcome points: 25,000 WestJet points upon first purchase 

Spend offer (bonus points): 5,000 WestJet points per statement period for the first 12 statement periods if client spends min. $1,500/statement period, for a total of up to 60,000 WestJet points.  

Anniversary bonus: 15,000 WestJet points upon first anniversary. 

To benefit from this offer, your application must be submitted through this page between September 10 and November 30, 2026 (“Offer Period”) and approved by Royal Bank of Canada, subject to the conditions below. This offer only applies to new applications for a WestJet RBC World Elite Mastercard. Only the primary cardholder on the WestJet RBC World Elite Mastercard credit card account is eligible for this offer. Additional cardholders(s) (co-applicant and authorized user(s)), as well as existing cardholders on any RBC Royal Bank personal credit card account, transferring to a WestJet RBC World Elite Mastercard during the Offer Period, are not eligible for this offer. 

You will receive 25,000 welcome WestJet points upon your first purchase (“Welcome WestJet Points”). The Welcome WestJet Points will appear on your monthly credit card statement and in your WestJet Rewards account, accessible at westjet.com/account, up to six (6) weeks after your first purchase transaction date, provided that your WestJet RBC World Elite Mastercard credit card account (“Credit Card Account”) remains open and in good standing at that time, meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time (“Good Standing”). 

You will receive up to 60,000 WestJet points as follow: For the first twelve (12) statement periods (approximately 12 months) following your Credit Card Account opening date (“Period”), you will receive 5,000 bonus WestJet points (“Bonus points”) for each statement period during which a total of $1,500 (“Qualifying Transaction Amount”) or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transaction(s)”) is posted to your Credit Card Account. The Bonus points will appear on your monthly credit card statement and in your WestJet Rewards account approximately six (6) weeks after the end of the statement period for which you have reached the Qualifying Transaction Amount in Qualifying Transactions, provided your Credit Card Account remains open and in Good Standing at that time. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments posted to your Credit Card Account will reduce the amount of your Qualifying Transactions for the statement period during which the return or adjustment is processed to your Credit Card Account. The Qualifying Transaction Amount of each statement period during the Period will be calculated based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that Qualifying Transactions that take place prior to the last day of a statement period will not count towards the Qualifying Transaction Amount for that statement period if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the statement period, but they may count toward the Qualifying Transactions Amount of the next statement period.  

For greater clarity, if you do not spend the Qualifying Transaction Amount in one or more statement period(s) during the Period, you will still be eligible to receive the Bonus points for the remaining statement periods during the Period, provided you meet the Qualifying Transaction Amount for each remaining statement period and your Credit Card Account remains open and  in Good Standing at the time the Bonus points are awarded to your account.  

You will receive an additional 15,000 WestJet points (“Anniversary WestJet Points”) up to sixteen (16) weeks after your Credit Card Account has been open for one (1) year, provided your Credit Card Account remains open and in Good Standing at the time the Anniversary WestJet Points are awarded to your account. 

If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome WestJet points, Bonus points or the Anniversary WestJet points have been awarded to your WestJet Rewards account, you may not receive the points. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.  

WestJet points can be used towards the payment of the base fare of an eligible flight or WestJet Vacations package at the following ratio: 100 WestJet points = $1CAD. For complete details, visit https://westjet.com/redeem.

2. As the primary cardholder with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the World Elite companion voucher (“Welcome World Elite Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome World Elite Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome World Elite Companion Voucher.

Twelve (12) months following the opening of your WestJet RBC World Elite Mastercard credit card account and annually thereafter, you will receive a round-trip World Elite companion voucher (“Annual World Elite Companion Voucher”) if a minimum of $5,000 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments)(“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous World Elite companion voucher (“Voucher Earn Year”).  If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual World Elite Companion Voucher will be awarded 4-6 weeks after the WestJet RBC World Elite Mastercard annual fee for that year is charged.

For new Eligible Primary Cardholders as of November 5th, 2025, onwards: the Minimal Annual Spend will be tracked following the issuance of the Welcome World Elite Companion Voucher for the subsequent Voucher Earn Year.

For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual World Elite Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC World Elite Mastercard credit card account must be open and in good standing at the time the Annual World Elite Companion Voucher is awarded. Terms and conditions for the Annual World Elite Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time. For complete details, visit westjet.com/companion-voucher.

Each companion voucher can be redeemed by an Eligible Primary Cardholder for: (i) one (1) round-trip flight for $119 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) for travel in Canada or the continental United States or one (1) round-trip flight for $219 for Premium and PremiumFlex fares (“Premium Fares”); or (ii) one (1) round-trip flight to/from the rest of the WestJet network for $399 for Economy Fares or for $499 for Premium Fares. Any additional taxes, fees, charges and ATC (Air Transportation Charges) applicable to the ticket must be paid at time of booking. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Visit westjet.com/companion-voucher for complete details. Additional fees may apply for bookings made via the Contact Centre.

A companion voucher may only be used: (i) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; (ii) if the companion is travelling with you on the same itinerary; and (iii) for new bookings made through westjet.com or WestJet’s Contact Centre. A World Elite companion voucher cannot be: (i) used for Business, BusinessFlex or Member Exclusive fares; (ii) applied to existing reservations; or (iii) used for group bookings, WestJet Vacations, WestJet Vacations Quebec or Sunwing Vacations bookings. Other terms and conditions apply. Visit westjet.com/companion-voucher for complete details. 

Terms and conditions for the companion voucher are established by WestJet, not Royal Bank of Canada. WestJet reserves the right to cancel, modify or withdraw these benefits at any time. Terms and conditions of these benefits are subject to the WestJet Rewards Program Terms and Conditions at the time of exchange. WestJet, not Royal Bank of Canada, is solely responsible for the terms of the WestJet Rewards Program. For complete details, visit westjet.com/companion-voucher.

3. Primary cardholders with a WestJet RBC World Elite Mastercard or WestJet RBC Mastercard (“Eligible Primary Cardholders”) may exchange each valid companion voucher for a discount code, one-time use off the base fare, for one traveler, for a WestJet round-trip flight throughout the WestJet network. All requests to exchange a companion voucher for a discount code can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app, prior to the expiry of the companion voucher. Once an Eligible Primary Cardholder exchanges their companion voucher for a discount code, an email will be sent to them within 24 hours and the discount code will be displayed in the “other” section of their account immediately.  

• Receive a discount, for one traveler, for one-time use, off the base fare of a WestJet-operated one-way or round-trip flight. 
• Discount codes are valid for new bookings only and cannot be applied to existing reservations. 30-day advance purchase is required. 
• If the booking is changed or cancelled, the one-time use discount code is void and will not be reissued. 
• The discount is applied to the base fare of the flight and does not include a discount off the taxes, fees, or other charges.  Discount amount is specified in the email sent. 
• Discount can be used for a one-way, round-trip or multi-city booking for one traveler. 
• The discount codes have an expiry date of 60-90 days after date of issue. The discount code is valid for bookings until the end of the month, two months after the month in which the code is exchanged.  For example, if a companion voucher is exchanged for a discount code on February 17th, the discount code will be valid for bookings until April 30th. Travel can take place up to the end of the flight schedule. 
• Valid for use on UltraBasic, Econo and EconoFlex fares only. (excludes Premium, PremiumFlex, Business and BusinessFlex) No blackout dates for flights within Canada. 
• For travel outside of Canada (the rest of the network) the following blackout dates apply: December 15-31, 2025, and January 1-5, February 12-16, March 12-16, 19-23, 26-30, April 2-6, May 14-16, 18, June 25-30, July 1, 30, August 1-3, September 3-7, 28-30, October 8-10, 12, November 6-11, December 16-31, 2026. 
• The discount code cannot be combined with other discount codes, companion vouchers, Member Exclusive Fares or used on WestJet Vacations packages. 
• Flight Eligibility: Discount codes are valid only on flights marketed and operated by WestJet, not on code-share or interline flights with other airlines 
• Only one discount code may be used per booking. 
• No cash value. Non-refundable. 
• Once an Eligible Primary Cardholder has requested an exchange of a companion voucher for a discount code, the request will be considered final and cannot be cancelled or reversed.

4. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for a $200 WestJet Vacations or Sunwing Vacations future travel credit (“FTC”). All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC can be made by logging in to your WestJet Rewards account, accessible at westjet.com/account or in the mobile app. 

All requests to exchange a World Elite companion voucher for a WestJet Vacations or Sunwing Vacations FTC must be exchanged in your WestJet Rewards account prior to the World Elite companion voucher expiry date. Eligible Primary Cardholders will be able to view the FTC and the expiry date(s) of the FTC in the email sent within 24 hours of the exchange. Sunwing Vacations and WestJet Vacations FTC will have the same expiry date as the World Elite companion voucher used for the exchange, which means a booking must be made prior to the expiry date and travel is allowed till the end of the flight schedule. 

Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for a FTC, the request will be considered final and cannot be cancelled or reversed. FTCs can be applied towards the full value of the booking, including taxes and fees on a WestJet-operated flight. Any remaining value on the FTC after the expiry date will be forfeited. The FTC may be used toward more than one new booking so long as it is valid, the person named on the FTC is travelling and until such time the value of the FTC is drawn down to zero. This FTC holds no cash value, is non-transferable, and is not valid toward group travel bookings.

5. Primary cardholders with a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) may exchange each valid World Elite companion voucher for two (2) one-time use lounge access vouchers at WestJet partner airport lounges (“Lounge Vouchers”). Additional cardholders(s) (co-applicant and authorized user(s)) on the WestJet RBC World Elite Mastercard credit card account are not eligible for the Lounge Vouchers. All requests to exchange a World Elite companion voucher for Lounge Vouchers must be exchanged in your WestJet Rewards account, and used as a lounge voucher prior to the expiry. Eligible Primary Cardholders will be able to view the Lounge Vouchers and their expiry date(s) within the Vouchers section of their WestJet Rewards account. Lounge Vouchers will have the same expiry date as the World Elite companion voucher used for the exchange. If you have multiple World Elite companion vouchers, the first to expire will be the first one exchanged. Sign in to see available vouchers at westjet.com. If a Lounge Voucher expires after an Eligible Primary Cardholder has exchanged a World Elite companion voucher but before the Lounge Voucher has been redeemed, the Lounge Voucher will not be valid. Once an Eligible Primary Cardholder has requested an exchange of a World Elite companion voucher for (2) Lounge Vouchers, the request will be considered final and cannot be cancelled or reversed.

Lounge Vouchers may be used by the Eligible Primary Cardholder and their accompanied guests. Guests/companions may only use Lounge Vouchers when accompanied by the Eligible Primary Cardholder and taking a same-day WestJet flight from the same airport. If the Eligible Primary Cardholder already has access to WestJet partner lounges through Platinum, Gold or Silver status, Lounge Vouchers may be used for additional guests/companions accompanying them. Lounge Vouchers are valid at WestJet partner airport lounges only, up to three hours before flight departure. Visit westjet.com/lounges for a current list of lounges. A valid boarding pass displaying the Eligible Primary Cardholder’s WestJet Rewards ID and a WestJet flight number for a departing flight must be presented at time of lounge entry: a printed voucher is not required for redemption. Lounge Vouchers are valid when travelling on WestJet-marketed flights only (identified by a WS carrier code preceding the flight number); not valid when travelling on partner-marketed itineraries.

Lounge Vouchers may only be used as described, have no monetary or other exchange value and are non-transferable. Unused World Elite companion vouchers and Lounge Vouchers will automatically be cancelled on the date your WestJet RBC World Elite Mastercard account is closed. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time, even after acceptance by you. Terms and conditions of the Lounge Voucher are established by WestJet and WestJet reserves the right to change or withdraw this offer at any time. For full details on Lounge Voucher visit westjet.com/loungevoucher.

6. Savings are based on historical average discount provided to a representative group of cardholders who used this benefit in 2025. Companion voucher savings are based on pricing available through WestJet for a round-trip flight operated by WestJet when using the companion voucher vs. not using the voucher when booking online. Includes the amount of savings seen when all individuals on the reservation bring one checked bag each on the round-trip ($45/per person, per way when paid via self-serve check-in.) 

7. Earn (i) 2 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations packages and Sunwing Vacations packages (“Eligible Travel”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.  The additional 0.5 WestJet point you earn per $1 spent on Eligible Travel (a) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and is calculated separately, and (b) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement.  This means that if you purchase Eligible Travel from a travel agency or a third-party booking site, you may not be eligible for the additional 0.5 WestJet point per $1, and in no event will Royal Bank of Canada be liable or responsible for any claims should this happen.  WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.

8. Earn (i) 2 WestJet points per $1 spent on eligible purchases in the following categories: Grocery Stores and Supermarkets, Gas, Electric Vehicle Charging, and Public Transit including Rideshare (“Eligible Purchases”) made from merchants that are classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”), and (ii) 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard.

Eligible MCCs:

Grocery Stores and Supermarkets MCCs

• 5411 Grocery Stores and Supermarkets Gas, Electric Vehicle 

Charging, Public Transit (including Rideshare) MCCs

• 5541 Service Stations (With or without Ancillary Services)
• 5542 Automated Fuel Dispensers 
• 5552 Electric Vehicle Charging
• 4121 Taxicabs and Limousines
• 4111 Transportation: Suburban and Local Commuter Passenger, including Ferries

The additional 0.5 WestJet point you earn per $1 spent on Eligible Purchases (i) is in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on Eligible Purchases made from merchants that are classified by an Eligible MCC. As an example, this means that even though a merchant may sell groceries, a purchase made at this merchant may not necessarily qualify for the additional 0.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC.  Also, a merchant that is not classified by an Eligible MCC may be located on the premises of another vendor that is classified by an Eligible MCC, and Eligible Purchases made from this merchant may not qualify for the additional 0.5 WestJet points per $1.  

Royal Bank of Canada (“Royal Bank”) cannot guarantee whether a merchant is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to Eligible Purchases made from a merchant that is not classified by an Eligible MCC.  WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.  Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.

9. WestJet Rewards members earn additional WestJet points for every $1 spent on eligible WestJet flights (including base fares and surcharges, seat selection, checked bags and cabin upgrade purchases, but excluding taxes) when paying with a WestJet RBC World Elite Mastercard. The additional WestJet points for every $1 spent on eligible WestJet flights (i) are in addition to the WestJet points per $1 you earn on eligible WestJet flights as a Rewards member and are calculated separately, and (ii) will only be awarded (a) if WestJet appears as the merchant on your monthly credit card statement, (b) as long as you remain a status member, and (c) within 30 days of completion of travel.  

• Teal: 1 additional WestJet point per $1 spent on eligible WestJet flights (3 WestJet points combined total as a Rewards member/cardholder)
• Silver: 3 additional WestJet point per $1 spent on eligible WestJet flights (5 WestJet points combined total as a Rewards member/cardholder)
• Gold: 5 additional WestJet point per $1 spent on eligible WestJet flights (7 WestJet points combined total as a Rewards member/cardholder)
• Platinum: 8 additional WestJet point per $1 spent on eligible WestJet flights (10 WestJet points combined total as a Rewards member/cardholder)

10. The Free First Checked Bag benefit is available to the primary cardholders of a WestJet RBC World Elite Mastercard (“Eligible Primary Cardholders”) and up to eight (8) additional guests travelling on the same reservation, provided that (i) the ticket purchase (original and/or exchange) is paid for with a WestJet RBC World Elite Mastercard (“Eligible Card”); and (ii) the Eligible Cardholder’s 9-digit WestJet Rewards ID appears on the reservation at the time of check-in.

The Free First Checked Bag benefit will apply if a booking is made entirely (or partially, in combination with an Eligible Card) using any of the following (or any combination of the following), as long as the Eligible Primary Cardholder’s WestJet Rewards ID appears on the reservation at the time of check-in: (a) redemption of WestJet points; (b) Travel Bank; or (c) WestJet gift card. “WestJet” or “WestJet Vacations” must appear as the merchant of record for the form of payment. This means that a WestJet flight or a WestJet Vacations package purchased from a travel agency, or a third-party booking site, may not be eligible for the Free First Checked Bag benefit.

The Free First Checked Bag benefit will be cancelled if the account associated with the Eligible Card is closed for any reason. Guests with reservations booked prior to becoming an Eligible Primary Cardholder are eligible for the Free First Checked Bag benefit, as long as the Eligible Primary Cardholder’s WestJet Rewards ID is added to the reservation prior to check-in.

The Free First Checked Bag benefit is valid only on itineraries marketed and wholly operated by WestJet. The Free First Checked Bag benefit is not valid (i) for companions when travelling on a group booking (10+ guests on the same reservation); (ii) on WestJet Vacations Quebec or Sunwing Vacations bookings; or (iii) when travelling with WestJet's codeshare or interline partners.

Size and weight of baggage must comply with WestJet’s standard checked baggage allowance. Any piece of baggage exceeding the size or weight allowance is subject to all applicable oversized weight and size restrictions and fees. 

Complete details are available at www.westjet.com/fees. This benefit may only be used as described and has no monetary or other exchange value.

11. Primary cardholders on a WestJet RBC World Elite Mastercard and/or WestJet RBC World Elite Mastercard for Business credit card account (“Eligible Cardholder(s)”) have access to “Status Lift”, an annual benefit to help Eligible Cardholders achieve the Silver, Gold or Platinum status faster each year, by providing them a supplemental method to earn tier qualifying spend.

Eligible Cardholders will earn the equivalent of 200 CAD in tier qualifying spend for every $5,000 in Eligible Purchases (as defined below) (“Status Lift”) charged to their WestJet RBC World Elite Mastercard and/or WestJet RBC World Elite Mastercard for Business credit card account (each, an “Eligible RBC World Elite Account”) during a Qualifying Year (as defined below). Status Lift(s) will be added to their other tier qualifying spend and count towards reaching their next WestJet Rewards tier. If an Eligible Cardholder has two (2) Eligible RBC World Elite Accounts, the Eligible Purchases (as defined below) made with both accounts will be combined towards reaching the $5,000 in Eligible Purchases.

“Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the Eligible RBC World Elite Account, that appear on the Eligible RBC World Elite Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant).

“Qualifying Year” means January 1 to December 31 of each calendar year.  For new Eligible RBC World Elite Accounts, it means the period between the first Eligible RBC World Elite Account monthly statement date, and December 31.

A Status Lift may be awarded up to fifty (50) times per Qualifying Year, which is equivalent to 10,000 CAD in tier qualifying spend. A Status Lift will be awarded approximately ten (10) business days after the monthly statement date for which the $5,000 in Eligible Purchases is reached.

For each Qualifying Year, Status Lifts are awarded based on the total Eligible Purchases posted to an Eligible RBC World Elite Account(s) until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $5,000 in Eligible Purchases for that Qualifying Year.  For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $5,000 in Eligible Purchases for the current Qualifying Year. Status Lift(s) and Eligible Purchases will reset to zero (0) at the start of each Qualifying Year.

For an Eligible Cardholder to earn a Status Lift, their Eligible RBC World Elite Account must be open and in good standing at the time the Status Lift is awarded. If an Eligible RBC World Elite Account is closed before the end of a Qualifying Year, WestJet reserves the right to remove any Status Lift(s) and/or tier upgrade(s) the Eligible Cardholder may have received through this benefit.

Tier qualifying spend earned through Status Lift have no monetary or other exchange value, and cannot be sold or transferred.

WestJet and Royal Bank of Canada reserve the right to change or withdraw the Status Lift benefit at any time. WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and for the Status Lift benefit. For full Program terms and conditions, visit www.westjet.com

12. Mastercard Travel Pass, provided by DragonPass, is being provided as a benefit to cardholders with eligible and valid WestJet RBC World Elite Mastercard cards. Each eligible World Elite Mastercard cardholder is entitled to a complimentary membership to DragonPass Airport Lounges Program (as long as they remain a World Elite Mastercard cardholder). Access to participating DragonPass Airport Lounges is at the cost of US$32 per person (subject to change), per visit, and lounge access charges will be billed to the World Elite Mastercard card connected to the cardholder’s DragonPass membership. DragonPass benefits do not apply to all lounges. To view a full list of participating DragonPass Airport Lounges, their facilities, opening times and restrictions, cardholders can visit airport.mastercard.com.

By using this benefit, you agree to all DragonPass terms and conditions, including privacy and security policies available at mastercardtravelpass.dragonpass.com. These policies may be amended or updated at any time and without notice. RBC and WestJet reserve the right to modify or cancel this benefit at any time and without notice. Mastercard Travel Pass, DragonPass Airport Lounges and associated services are provided by DragonPass, not Royal Bank of Canada (“RBC”) or WestJet, and RBC or WestJet are not responsible for any claims or damages arising from the use of the Mastercard Travel Pass or the DragonPass Airport Lounges services. Mastercard reserves the right to cancel, modify or withdraw this benefit at any time, even after you have enrolled in Mastercard Travel Pass.

13. Cardholders of the WestJet RBC World Elite Mastercard (“Eligible Card”) and companions travelling on the same itinerary will have access to the Calgary International Airport (YYC) priority security line.

14. Trip Cancellation Insurance will reimburse only the cancellation penalties in effect at the time of the cause of cancellation when you purchase your trip with your WestJet RBC World Elite Mastercard and/or WestJet points . The maximum amount covered under the Trip Cancellation Insurance for each covered person is $1,500 per trip to an overall maximum of $5,000. Coverage is for eligible trip cancellations that occur on or after November 5, 2025. 

Mobile Device Insurance provides coverage of up to $1,500 in the event your mobile device fully purchased with your WestJet RBC World Elite Mastercard and/or WestJet points is lost, stolen, suffers accidental damage or experiences mechanical failure. Coverage is for eligible events that occur on or after November 5, 2025.

Insurance coverages are underwritten by RBC Insurance Company of Canada except for Auto Rental Collision/Loss Damage Waiver Insurance, which is underwritten by Aviva General Insurance Company. Insurance benefits are available to Canadian residents only and are subject to terms, conditions, limitations, and exclusions.  For details on the insurance coverages, a copy of your updated Certificate of Insurance is be available at https://www.rbcroyalbank.com/credit-cards/cardholders/documentation.html. 

Note: There is no change to your existing embedded insurance coverages in your WestJet RBC World Elite Mastercard. No action is required. If you have any questions or concerns about your insurance coverages, call toll-free 1-800-533-2778, available 24 hours a day, 7 days week, to speak with a Customer Service Representative.

15. To receive a complimentary DashPass subscription for $0 delivery fees and reduced service fees on eligible orders when you pay with your Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡, you must subscribe to DashPass by adding an Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ , accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass” before November 16, 2028 (“Offer Period”). If you are an existing DashPass subscriber and have already added an Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡  to your account you must activate your benefit by clicking “Activate Free DashPass” during the Offer Period. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass” you agree to the DoorDash terms and conditions which can be found at https://help.doordash.com/consumers/s/terms-and-conditions opens in a new window. 

Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ holders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ account. 

The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive either a 6 months or 12 months Complimentary DashPass Subscription based on the Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ you use to subscribe to DashPass. 

DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription. 

Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercards: Your Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription you cannot use the same Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡  to obtain a Complimentary DashPass Subscription with another DoorDash account. 

You are only eligible for one 12 month Complimentary DashPass Subscription Offer and one 6 month Complimentary DashPass Subscription Offer during the Offer Period. The Complimentary DashPass Subscription Offer Commences on the date you subscribe to receive the Complimentary DashPass Subscription. Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ holders may upgrade their card to receive a 12 month DashPass after subscribing to a 6 month DashPass, but they may not acquire a card of lesser value and subscribe to a 6 month DashPass after activating a 12 month DashPass. 

In order to validate your credit card as an Eligible WestJet RBC World Elite Mastercard, WestJet RBC World Elite Mastercard for Business (Elite Benefit cards), and WestJet RBC® Mastercard‡ , Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated. 

12 Month Complimentary DashPass Subscription is available for the following Eligible WestJet RBC World Elite Mastercard, and WestJet RBC World Elite Mastercard for Business (Elite Benefit cards)s: 

As an WestJet RBC World Elite Mastercard, and WestJet RBC World Elite Mastercard for Business cardholder, you are eligible for a complimentary DashPass Subscription for a period of 12 months from the date you complete the steps above, including subscribe to receive the complimentary DashPass Subscription. 

You will only be entitled to DashPass benefits when your Elite Benefit Card is designated as your primary payment method on DoorDash. Should you use an alternative payment method on DoorDash, you will not be entitled to DashPass benefits for your order. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass 

6 Month Complimentary DashPass Subscription is available for the following Eligible WestJet RBC® Mastercard‡ : As an WestJet RBC® Mastercard‡ cardholder you are eligible for a complimentary DashPass Subscription for a period of 6 months from the date you complete the steps above, including subscribing to receive the complimentary DashPass Subscription. 

You will only be entitled to DashPass benefits where your Premium Benefit Card is designated as your primary payment method on DoorDash. Should you use an alternative payment method on DoorDash, you will not be entitled to DashPass benefits for your order. Your RBC credit card account must be open and not in default to maintain the benefits of DashPass. 

16. To participate in this offer, you must link your WestJet RBC World Elite Mastercard (“RBC Card”) to a Petro-Points Account. You must be enrolled in RBC Online Banking or RBC Mobile app in order to link your RBC Card to your Petro-Points card. Card linking may take up to 2 business days to process before savings and bonus points can be applied to purchases. Your linked RBC Card acts as your Petro-Points card. You will automatically earn Petro-Points when you pay for qualifying purchases with your linked RBC Card at Petro-Canada locations and you do not need to swipe your Petro-Points card before you pay. You can redeem your Petro-Points at Petro-Canada using your linked RBC Card. Each time you use your linked RBC Card to purchase any grade of gasoline, or diesel, at a Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction.

Each time you use your linked RBC Card to pay for qualifying purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Petro-Points than you normally earn, in accordance with the Petro-Points Terms and Conditions. Petro-Points are not awarded on tobacco products, vaping products, gift cards, transit tickets and taxes on non-petroleum purchases.

17. To participate in this offer, you must link your WestJet RBC World Elite Mastercard (“RBC Card”) to a Be Well Card. You must be enrolled in RBC Online Banking in order to link your RBC Card to your Be Well Card. Card linking may take up to 2 business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations. For full details, and defined terms visit Be Well Terms and Conditions available at https://www.rbcroyalbank.com/_assets-custom/pdf/rexall-terms-en.pdf.

Be Well points are not awarded on taxes; tobacco products; products containing codeine; lottery tickets; alcohol; bottle deposits; gift cards; prepaid cards and wireless or long distance phone cards; event tickets; transit tickets and passes; post office transactions; stamps; passport photos; cash back; gifts with purchases; delivery charges; environmental levies; Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.

18. Cardholders with a WestJet RBC World Elite Mastercard or a WestJet RBC Mastercard credit card, as well as a WestJet RBC World Elite Mastercard for Business credit card ("Eligible Cardholders" and “Eligible Cards”), and companions travelling on the same itinerary as the Eligible Cardholder(s) (“Companion(s)”) will have access to the Calgary International Airport (YYC) Baggage Storage and Coat Check service (“YYC Coat Check”) at no charge, upon presentation by the Eligible Cardholder, at the YYC Coat Check service desk, of  their valid and unexpired Eligible Card and boarding pass bearing their name. The use of the YYC Coat Check service by an Eligible Cardholder and Companion(s) is subject to the YYC Coat Check terms of use established by the Calgary International Airport, not by Royal Bank of Canada nor WestJet. Royal Bank of Canada and WestJet are not responsible for any lost or misplaced items. For full details on the YYC Coat Check terms of use, please visit https://www.yyc.com/en-us/at-the-airport/information-desks.  

20. Earn (i) 1.5 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations packages and Sunwing Vacations packages (“Eligible Travel”), and (ii) 1 WestJet point per $1 spent on all other purchases when you pay with your WestJet RBC Mastercard.  The additional 0.5 WestJet point you earn per $1 spent on Eligible Travel (a) is in addition to the 1 WestJet point per $1 you earn on all other purchases and is calculated separately, and (b) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement.  This means that if you purchase Eligible Travel from a travel agency or a third-party booking site, you may not be eligible for the additional 0.5 WestJet point per $1, and in no event will Royal Bank of Canada be liable or responsible for any claims should this happen. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.

21. As the primary cardholder with a WestJet RBC Mastercard (“Eligible Primary Cardholders”), once approved for the WestJet RBC Mastercard, please allow 4-6 weeks from the transaction date of your first purchase for the Credit Card companion voucher (“Welcome Credit Card Companion Voucher”) to appear on your WestJet Rewards account, accessible at westjet.com/account. The Welcome Credit Card Companion Voucher is available to new Eligible Primary Cardholders only. Existing or former Eligible Primary Cardholders, applying for or transferring to a WestJet RBC Mastercard, as well as additional cardholders (co-applicant and authorized users), are not eligible for the Welcome Credit Card Companion Voucher.

Twelve (12) months following the opening of your WestJet RBC Mastercard credit card account and annually thereafter, you will receive a round-trip Credit Card companion voucher (“Annual Credit Card Companion Voucher”) if a minimum of $2,500 in net purchases (less credits and refunds, and excluding cash advances, cash-like transactions, interest charges, fees, credit or debit adjustments)(“Minimum Annual Spend”) is posted to your credit card account in the 12-month period following the issuance of your previous Credit Card companion voucher (“Voucher Earn Year”).  If the Minimum Annual Spend is met in a given Voucher Earn Year, the Annual Credit Card Companion Voucher will be awarded 4-6 weeks after the WestJet RBC Mastercard annual fee for that year is charged.

For new Eligible Primary Cardholders as of November 5th, 2025 onwards: the Minimal Annual Spend will be tracked following the issuance of the Welcome Credit Card Companion Voucher for the subsequent Voucher Earn Year.

For existing Eligible Primary Cardholders prior to November 5, 2025: the Minimal Annual Spend will be tracked following the issuance of the Annual Credit Card Companion Voucher on or after November 5, 2025 for the subsequent Voucher Earn Year.

For an Eligible Primary Cardholder to receive a companion voucher, their WestJet RBC Mastercard credit card account must be open and in good standing at the time the companion voucher is awarded. Terms and conditions for the Annual Credit Card Companion Voucher, Minimum Annual Spend and Voucher Earn Year are established by WestJet, not Royal Bank of Canada, and WestJet reserves the right to cancel, modify or withdraw this benefit at any time.

Each companion voucher can be redeemed by an Eligible Primary Cardholder for a round-trip flight for travel in Canada and to/from the continental U.S (excludes Hawaii) for $199 for UltraBasic, Econo and EconoFlex fares (“Economy Fares”) or for $299 for Premium and PremiumFlex fares (“Premium Fares”). Applicable taxes, fees, charges, and other ATC (Air Transportation Charges) on the Credit Card companion voucher must be paid at time of booking.

A companion voucher may only be used: A) for all published and eligible Economy Fares and Premium Fares wholly marketed and operated by WestJet; B) if the companion is travelling with you on the same itinerary; and C) for new bookings made through westjet.com or WestJet’s Contact Centre. A Credit Card companion voucher cannot be: A) used for Business, BusinessFlex or Member Exclusive fares; B) applied to existing reservations; nor C) used for group bookings, WestJet Vacations or Sunwing Vacations bookings. Unless otherwise stated, companion voucher fees are quoted in Canadian dollars (CAD) and are quoted for flights originating in Canada. Companion voucher bookings originating outside of Canada will be in the currency of the departure country. Other terms and conditions apply. Visit westjet.com/creditcard-companion-voucher for complete details.

22. For full terms and conditions, visit priceless.com/westjet.

23. WestJet points required for destinations specified are based on an analysis conducted by WestJet in June 2026 for the travel period from June-December 2025, for economy bookings departing from Calgary, Toronto and Vancouver. For travel in high-demand periods, the amount of WestJet points required for these destinations might be higher. Subject to availability. Due to travel restrictions, government recommendations and passenger demand, available destinations may vary. WestJet points value does not include taxes, fees, charges and other ATC (Air Transportation Charges), which will apply. 

24. The primary cardholder on a WestJet RBC World Elite Mastercard for Business account (“Primary Business Cardholder”) will enjoy all the benefits of WestJet Silver status (“Silver Benefits”), starting within ten (10) days from their WestJet RBC World Elite Mastercard for Business account (“Eligible RBC World Elite Account”) approval date, until December 31st of the following calendar year (“First Year Silver Benefit”).    

Once the First Year Silver Benefit expires, the Primary Business Cardholder will continue to enjoy the Silver Benefits for the next qualifyng Year (as defined below) if a total of at least $30,000 in Eligible Purchases (as defined below) was charged to their Eligible RBC World Elite Account in the preceding  Qualifying Year (“Subsequent Silver Benefit”), and so on thereafter.   

“Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the WestJet RBC Business Account, that appear on the Eligible RBC World Elite Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant).   

“Qualifying Year” means January 1 to December 31 of each calendar year.  For new Eligible RBC World Elite Accounts, it means the period between the first WestJet RBC Account’s monthly statement date, and December 31.   

If, while enjoying the First Year Silver Benefit or a Subsequent Silver Benefit, a total of less than $30,000 in Eligible Purchases is charged to their Eligible RBC World Elite Account during that Qualifying Year, the Primary Business Cardholder will lose the Silver Benefits starting on the following January 1st.  Thereafter, each time at least $30,000 in Eligible Purchases is charged to their Eligible RBC World Elite Account at any time during a Qualifying Year, the Primary Business Cardholder will re-gain access to  Silver Benefits starting on the first day of the following account statement period, and will enjoy the Silver Benefits until December 31st of the following Qualifying Year.  

To establish if a minimum of $30,000 in Eligible Purchases was charged to an Eligible RBC World Elite Account in a Qualifying Year, we will look at the Eligible Purchases posted to the Eligible RBC World Elite Account until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $30,000 in Eligible Purchases for that Qualifying Year.  For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $30,000 in Eligible Purchases for the current Qualifying Year.  Eligible Purchases will reset to zero (0) at the beginning of each Qualifying Year.  

First Year Silver Benefit and Subsequent Silver Benefit (i) are solely for the benefit of the Primary Business Cardholder whose Eligible RBC World Elite Account is open and in good standing, whether the Primary Business Cardholder is a business owner, a signing authority or a simple employee,  (ii) are not transferrable, (iii) do not provide the Primary Business Cardholder with the 4,000 CAD in tier qualifying spend normally required to achieve Silver status, (iv) do not replace nor override any higher WestJet tier status the Primary Business Cardholder may otherwise be enjoying in accordance with the WestJet Rewards Program, and (v) are not available to existing or former WestJet RBC World Elite Mastercard for Business primary business cardholders, applying for or transferring to a WestJet RBC World Elite Mastercard for Business.  

For more information on the Silver Benefits, visit westjet.com/silver. 

WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit www.westjet.com.

25. Earn 3 WestJet points per $1 spent on Telecommunications, Electronics and Shipping services purchased from merchants classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”) and 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard for Business.  

Eligible MCCs are:    

Telecommunications MCCs:    

• 4812 Telecommunication Equipment Including Telephone Sales   
• 4814 Telecommunication Services including, but not limited to, prepaid phone services and recurring phone services    

Electronics MCCs:    

• 5045 Computers, Computer Peripheral Equipment, Software   
• 5732 Electronic Sales    
• 5734 Computer Software Stores    

Shipping MCC:    

• 4215 Courier Services: Air and Ground, Freight Forwarders 

The additional 1.5 WestJet points per $1 spent on Telecommunitions, Electronics and Shipping services (i) are in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on purchases made at merchants classified by an Eligible MCC.    

Even though some merchants may sell Telecommunications, Electronics or Shipping services, purchases made at these merchants may not necessarily qualify for the additional 1.5 WestJet points for every $1 if the merchant is not classified by an Eligible MCC.  Also, merchants that are not classified by an Eligible MCC may be located on the premises of other vendors that are classified by an Eligible MCC, and purchases made at these merchants may not qualify for the additional 1.5 WestJet points per $1.      

Royal Bank of Canada (“Royal Bank”) cannot guarantee that a merchant selling Telecommunications, Electronics or Shipping services is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to purchases made at a merchant that is not classified by an Eligible MCC.  WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged.  RBC and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.  

27. “$1,390 every year” value is calculated based on the value of each of the following benefits  

Companion Voucher: in the twelve months ending March 31, 2026, WestJet RBC World Elite Mastercard credit cardholders saved an average of $625 off the price of their second ticket, when using their companion voucher in comparison with the price of a regular ticket (companion voucher costs between $119 and $499 depending on the destination in the WestJet network and fare type chosen, plus taxes, fees, charges and other ATC);  

(ii) Free First Checked Bags: 1 checked bag each for 2 guests at $45 CAD each way on a round-trip flight for a total value of $180 ; and  

(iii) Savings from points earned on everyday spend: in the 12 months ending April 30, 2026, WestJet RBC World Elite Mastercard credit cardholders, who held the card during that entire period, earned an average number of points equivalent to a value of $585 based on the redemption rate of 100 WestJet points per $1 spent towards WestJet travel. 

28. “$2,390 in annual value” is calculated based on the value of each of the following benefits:

(i) Offer Value: 100,000 Welcome offer WestJet points (a value of $1,000 in WestJet travel savings) ;  

(ii)Companion Voucher: in the twelve months ending March 31, 2026, WestJet RBC World Elite Mastercard credit cardholders saved an average of $625 off the price of their second ticket, when using their companion voucher in comparison with the price of a regular ticket (companion voucher costs between $119 and $499 depending on the destination in the WestJet network and fare type chosen, plus taxes, fees, charges and other ATC);  

(iii) Free First Checked Bags: 1 checked bag each for 2 guests at $45 CAD each way on a round-trip flight for a total value of $180 ; and  

(iv) Savings from points earned on everyday spend: in the 12 months ending April 30, 2026, WestJet RBC World Elite Mastercard credit cardholders, who held the card during that entire period, earned an average number of points equivalent to a value of $585 based on the redemption rate of 100 WestJet points per $1 spent towards WestJet travel.